The old saying that People don’t plan to fail, they fail to plan, is especially true with financial planning. Bacher Insurance takes a customized approach to financial and retirement planning.

A Real Life Story is a true story that illustrates why it’s so important for people to include insurance in their financial plans. In this section, you’ll find compelling stories from LifeHappens.org, a non-profit organization dedicated to educating the public about important insurance planning topics. None of these individuals and families featured in these stories could have anticipated the challenges they’d face. In each case, however, smart insurance planning ensured that emotional struggles weren’t compounded by financial hardship.

Please watch these videos and think about how you and your family would manage financially if faced with similar challenges. If you need insurance, let’s talk about the best way to approach it for your specific circumstance.

Careful planning saved a family and a business, after Tim suffered two strokes. His Disability Insurance allows his family to meet their monthly expenses while his Long term Care Insurance is there to pick up where health insurance leaves off, when it comes to rehab and other care expenses. Watch the video and read more of Tim’s story at LifeHappens.org

The Pages tapped into the cash value that had accumulated in their whole life policies to help pay for expenses health insurance didn’t cover for their son. Watch the video and read more of the Page’s story at LifeHappens.org

Bruce revived his passion for photography when he retired from his financial services career and turned his love for photography and nature into a new business in retirement.

You can view more Real Life Stories at LifeHappens.org